Letter Before Action

Overview

A legally required last letter that should be sent before commencing legal action in order to make a final demand to recover a debt and provide necessary final information.

What is a letter before action?

A letter before action, also referred to as a letter before claim, is a legally required last letter that should be sent before commencing legal action in order to make a final demand to recover a debt and provide necessary final information.

What does a letter before action cover?

A letter before action covers, but not limited to, the amount owing (the debt), the date the debt owing should have been paid, whether interest is payable on the debt and a calculation of the current amount, the threat of issue of legal proceedings for a county court judgment (‘CCJ’) which will be taken if the debt is not paid by a deadline, other enforcement procedures to recover the debt, and referene to the pre-action protocol of civil litigation.

When should I use a letter before action?

You should use a letter before action as the final letter you send before issuing court proceedings and seeking a county court judgment.

Do I need a letter before action?

You should always send a letter before action prior to starting legal proceedings. If you do not, you may be penalised with cost consequences at a later stage.

Further information

If you receive no response to this letter within 14 days you may commence legal proceedings.

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